-
Knowledge Acquisition for Expanding Semantic Network
Issue:
Volume 2, Issue 2, April 2013
Pages:
26-33
Abstract: This article presents the issues of knowledge management, in particular knowledge acquisition. The article summarizes research work started with the SeiPro2S (Semantically Enhanced Intellectual Property Protection System) system designed to protect resources from the unauthorized use of intel¬lectual property. The system implements semantic network as a structure of knowledge repre¬sentation and a new idea of semantic compression. As the author proved that semantic compression is viable concept for English, he decided to focus on potential applications. An algorithm is presented that employ¬ing semantic network WiSENet for knowledge acquisition with flexible rules that yield high precision results. Detailed discussion is given with description of devised algorithm, usage examples and results of experi¬ments.
Abstract: This article presents the issues of knowledge management, in particular knowledge acquisition. The article summarizes research work started with the SeiPro2S (Semantically Enhanced Intellectual Property Protection System) system designed to protect resources from the unauthorized use of intel¬lectual property. The system implements semantic network...
Show More
-
An Application of the Logitboost Ensemble Algorithm in Loan Appraisals
Issue:
Volume 2, Issue 2, April 2013
Pages:
34-39
Received:
24 April 2013
Published:
30 May 2013
Abstract: Mitigation of credit risk is a key aspect of portfolio management in any financial institution. This is primarily due to difficulties in uncovering uncertainties in information provided by credit applicants and also due to lack of reliable automated techniques that would improve the efficiency of manual underwriting procedures. In this paper, we report on the results of a MSc. Thesis1 in the application of an ensemble learning algorithm in development of a computer program that can greatly enhance the underwriting process. The implementation was based on the java netbeans development platform to create an interface that was used to train a model and its subsequent use in predicting credit decisions. The results obtained proved that such a mechanism can be applied to augment manual credit appraising processes, especially where large volumes of applications are to be processed within limited timeframes.
Abstract: Mitigation of credit risk is a key aspect of portfolio management in any financial institution. This is primarily due to difficulties in uncovering uncertainties in information provided by credit applicants and also due to lack of reliable automated techniques that would improve the efficiency of manual underwriting procedures. In this paper, we re...
Show More
-
Assessing the Readiness by SMEs and Financial Institutions in The Establishment of an Integrated ICT Infrastructure for Financial Transactions in Kenya
Issue:
Volume 2, Issue 2, April 2013
Pages:
40-45
Received:
24 April 2013
Published:
30 May 2013
Abstract: Small and Medium Enterprises (SMEs), mostly in the third world countries face many challenges in the management of finances; namely: the ability to determine daily net earnings after the daily ratios for recurrent monthly deductions such loan premiums and utility bills are made. The main reason is the lack of an elaborate information technology infrastructure that directly targets this vital economic sub-sector for linking it to the general infrastructure that administers other financial transactions. In this article, we report the findings of a research conducted in assessing the readiness of SMEs and the Kenyan financial institutions in the use of information technology to specifically address these challenges.
Abstract: Small and Medium Enterprises (SMEs), mostly in the third world countries face many challenges in the management of finances; namely: the ability to determine daily net earnings after the daily ratios for recurrent monthly deductions such loan premiums and utility bills are made. The main reason is the lack of an elaborate information technology inf...
Show More
